8 Problems With San Jose’s Gun Insurance Mandate and Gun Ownership Tax

Lawful gun ownership in San Jose, California, is about to become more expensive and onerous after the City Council passed a measure imposing two unprecedented burdens on the possession of firearms inside city limits.

Beginning later this year, San Jose’s lawful gun owners will be required to maintain “a homeowner’s, renter’s, or gun liability insurance policy … specifically covering losses or damages resulting from any negligent or accidental use” of their firearms.

Gun owners also must pay an annual “Gun Harm Reduction Fee”—an as-yet undetermined amount that officials suggest will be roughly $25 a year. 

City officials claim these are necessary steps that will save lives by incentivizing responsible gun ownership practices while making gun owners foot the bill for the financial costs of gun violence.
In reality, the new law imposes unnecessary burdens on lawful gun owners and are unlikely to save taxpayers a single dollar, much less save a single life.

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